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Service charge loan
Find out about our loans to cover high major works costs. Things to consider before applying for one. How to apply.
Before applying
You should think carefully before taking out a loan. If you decide you need one you should:
- try to get it from your mortgage provider or other lender first as it may be cheaper
- consider taking out mortgage payment protection insurance to cover payments if you cannot pay
- get advice before proceeding (we do not offer advice)
You could lose your home if you do not keep up with repayments.
If you apply for a remortgage, advance, or new mortgage with another lender the mortgage provider may need more information from us.