Problems paying your rent

Former tenants

If you’re no longer a Southwark tenant but still owe rent from your old address, the debt will be passed to Southwark Income Enforcement Services for collection.

If you can't pay in full, you can make a payment arrangement.

If you can’t make a payment arrangement or if you make an arrangement but then don’t pay, we'll take further action to collect the money you owe. We’ll first try to recover what you owe with either an Attachment of Earnings Order or deductions from your benefits.

If these recovery methods don't work, we'll ask enforcement agents to collect what you owe.

We can also ask the court to make a Charging Order and Order for Sale so your home can be sold to pay off what you owe.

Charging Order and Order for Sale

If you own your home, we can apply to the court for a Charging Order and an Order for Sale to force your home to be sold to pay off what you owe. You will be charged substantial legal costs.

Attachment of Earnings

Your employer will take a percentage of your net earnings and send it to us. The tables show these percentages, which are set by the government and are non-negotiable.

If you're paid daily

Net earnings

Deduction rate

Not exceeding £11

0%

Exceeding £11 and up to £20

3%

Exceeding £20 and up to £27

5%

Exceeding £27 and up to £33

7%

Exceeding £33 and up to £52

12%

Exceeding £52 and up to £72

17%

Exceeding £72

17% for the first £72 and 50% for the remainder

If you're paid weekly

Net earnings

Deduction rate

Not exceeding £75

0%

Exceeding £75 and up to £135

3%

Exceeding £135 and up to £185

5%

Exceeding £185 and up to £225

7%

Exceeding £225 and up to £355

12%

Exceeding £355 and up to £505

17%

Exceeding £505

17% for the first £505 and 50% for the remainder

If you're paid monthly

Net earnings

Deduction rate

Not exceeding £300

0%

Exceeding £300 and up to £550

3%

Exceeding £550 and up to £740

5%

Exceeding £740 and up to £900

7%

Exceeding £900 and up to £1,420

12%

Exceeding £1,420 and up to £2,020

17%

Exceeding £2,020

17% for the first £2,020 and 50% for the remainder

Page last updated: 06 July 2022

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